Wednesday, September 26, 2007

Cheap Auto Insurance Quotes for Young Drivers

Cheap Auto Insurance-- Young driver, you can pay less if you understand a few things I'll discuss in this article. The fact that insurance companies charge you so much isn't because they hate young people. It's just that young people (especially male) cost them a lot to insure. The younger a driver is even within the under-25 bracket, the higher the rates charged. Understand why it's so and you'll save a lot...

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Cheap Auto Insurance

1. You can save several hundred dollars a year by purchasing auto insurance from a licensed, low-price insurer. Call your state insurance department for a publication showing typical prices charged by different companies. Then call at least four of the lowest-priced, licensed insurers to learn what they would charge you for the same coverage.
2. Talk to your agent or insurer about raising your deductibles on collision and comprehensive coverage to at least $500 or, if you have an old car, dropping this coverage altogether. Taking these steps can save you hundreds of dollars a year.
3. Make certain that your new policy is in effect before dropping your old one.

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